Financial Support Programs for the Economy – Long-Term Working Capital Loans and Short-Term Liquidity Loans
As of 17 November 2025, the Development Fund of the Republic of Serbia continues to accept applications for two financial programs aimed at improving business operations, enhancing competitiveness, and preserving the liquidity of economic entities. These programs are available to entrepreneurs, as well as micro, small, medium-sized, and large legal entities registered in the Republic of Serbia, provided that they have not recorded a loss in the previous two financial years.
Long-Term Working Capital Loans
This program is intended for financing long-term working capital needs, as well as investments carried out up to six months prior to the submission of the application, subject to evidence of purpose.
Key terms and conditions:
- Maximum loan amount: up to RSD 250,000,000;
- Repayment period: up to 4 years;
- Grace period: up to 6 months;
- Interest rate: 1.8% fixed with a bank guarantee, or 2.8% fixed with other forms of collateral;
- Application processing fee: 0.3% of the approved amount;
- Repayment: monthly instalments;
- Application of a currency clause;
- Interest accrued during the grace period is capitalized into the principal.
Funds may be used across all industry sectors except those explicitly excluded by regulation. To qualify for the maximum loan amount, the applicant must employ at least 50 employees.
Short-Term Liquidity Loans
This program provides a rapid financing solution for entities requiring timely responses to challenges related to turnover, procurement, or short-term financial obligations. Funds may also be approved for new investments, including those realized within the six months preceding the submission of the application.
General terms and conditions:
- Maximum loan amount: up to RSD 250,000,000;
- Repayment period: 3 to 12 months;
- Interest rate: 3.5% fixed;
- Application processing fee: 0.3% of the approved amount;
- Repayment through monthly instalments;
- Application of a currency clause;
- The total repaid amount may not be lower than the nominal amount of the approved loan.
For additional information or consultations, the Tasić & Partners team is at your disposal.